Family Sharing in iOS 26.4 No Longer Forces Adults to Share a Payment Method

With iOS 26.4, Apple has made a small but useful change to the way that Family Sharing works. Each adult member of the family can now use their own payment method for purchases, rather than being forced to share a payment method. Apple has long required all of the members of a Family Sharing group to use a single shared payment method for app and content purchases when purchase sharing is turned on, with no option for family members to use separate payment methods. The shared payment restriction is changing in iOS 26.4, and now Family Sharing members can share their content without having to share a payment method. Apple's release notes mention the change, and Apple has also updated its purchase sharing support document. Old wording: When the family organizer turns on purchase sharing and other family members in the group also turn on purchase sharing, they get access to each other's shared content, such as apps, music, movies, and more. The family organizer pays for everyone's purchas