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WR Berkley wrote an absolute AI exclusion into its liability policies. AIG and Great American followed. The insurance industry just did what no government, consortium, or security report could: it made uncontrolled AI deployment uninsurable. This journal has documented the Strait of Hormuz crisis through the mechanism that actually closed the strait. Not missiles. Not navies. Insurance. When leading marine insurers canceled war risk cover, shipping stopped — not because the water was impassable but because unlimited liability was unacceptable. The physical infrastructure was intact. The financial infrastructure was not. The same mechanism is now closing off uncontrolled AI deployment. Not through regulation. Not through security reports. Through exclusion endorsements filed with state insurance regulators. The Absolute Exclusion WR Berkley introduced what it calls an absolute AI exclusion intended for Directors and Officers, Errors and Omissions, and Fiduciary Liability policies. The e